Alternative currency and balanced living system. Alternativna valuta i uravnoteženi životni sistem. Moneta alternativa e sistema di vita equilibrato.



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How to build a better world, or at least create a real alternative to the current situation? Simply, with a better idea then existing one. Two-three days ago, the Crom Alternative Exchange Association is registered in the Register of Associations of Republic of Croatia.Our idea of a better tomorrow made the first steps toward a different future, the one which we all dream about.

In this context we address to every person, company, organization and others to consider participating in this project in which through the teamwork and cooperation we intend to build a world of sustainable economy based on common sense, financial democracy and social justice in whose heart beats the monetary sovereignty and financial independence of all members of the community as a basic condition of existing of any democratic civil society.

Probably you are so far convinced that we as a civilization go in a wrong direction and that we as a dominant species pull and all the others with us.


Unfortunately, our monetary system is not designed to create a kind of world that most of us dream, therefore even through the period of the last few centuries it could not evolve into something that would allow at least sufficient, if not the highest quality of life for those who use it.

We have accepted the disastrous consequences of invention that is by force imposed to us as a fixed law of nature. In the world of mass media owned by the same people who own the monetary system itself, it seems all the time nobody thought that maybe there is a better way.


We must understand that monetary system plays the key role in our society and that just for this reason it must be easily understandable and transparent to all. We in the Crom Alternative Exchange Association want to achieve changes peacefully without conflicts, spreading knowledge and awareness that there is an alternative, we offer it in the form of mutual cooperation for the interests of ourselves and the whole community instead of previous mutual competition. The Alternative currency system Crom in its effectiveness provide values and opportunities that our current monetary system does not offer. The system is designed for solving problems and meeting needs of those who use it. With just experimental participation in this project, one can notice differences compared to the classic monetary system, so assessing damages and benefits resulting from using this alternative currency is easy to decide between this and officially currency.


Surely we do not have answers for all questions, but without any doubt we are going in the right direction. We want peace, justice, honesty, and we want fair trade. If we can immediately provide greater prosperity to all, including plant and animal world, then we here do not want delay, we want a better tomorrow today. Examining the money we use and improving its functionality, we can really create a much better world than this where we live.

Regardless of whether you belong to the half witch prefer money backed by a physical commodity (gold) in use until 1971, or the money backed by nothing in use since then until now, try to ask yourself this question: Is a man on a desert island to whom the nature provide all what he needs for life in abundance, since he has not and does not use money, rich or poor? How many members in general has a community in which begin to emerge the need for exchange through money? 10, 100, a thousand or even more?

Will money exist in future at all? Although the most likely answer is no, if we must use it now, it is quite obvious that our understandings of money yearn for changes. Since  with the money we have not become healthier but sicker, to this disease should be set up correct diagnosis. In school we learned about the great civilizations and their collapses, but they never mentioned ways of creating and distributing the money as the basic requirements of birth and death of large centralized sources of power. In this perspective in which science and religion are playing for the same team, there is something really rotten in the cultures of our nations that is passed by generations from parents to children.

In the world in which we live, nothing is certain except death, paying taxes and those who are trying to avoid them. The one who in the world controls the issuing of money and its distribution, controls the whole world. In the term of functioning of monetary system, the break in development of the constitutions lasts for centuries with orchestra conduct an inseparable pair of centralized power and centralized money. At the moment when money is created as a symbol with no material basis behind it, to whom belongs the value assigned to it in circulation, who collect profit  on the difference between the banknote denomination of 500 and cost of its production of only 0.30? People throughout history and armed revolutions are being convinced that will change the world for the better, but everything turned up worse. Instead of guns, we want to change the idea of monetary system by peaceful means, with better idea and knowledge, innovation in alternative currency system Crom is decentralization of money, at the time of creation it belongs to community. Thus we are, unlike the existing monetary system in which the microphone always holds the same one, offering others a chance to have their voice heard.

Due to the structure of monetary system, money is the one that completely determines our relationship with ourselves, other people and nature that surrounds us. Fundamental source of power dos not lie in creating a laws, power is created by creating money that buys the laws. Money is the main source of political power. Politics is a whore? What else could be when can provide only promises, and not money that is through the monetary system manipulated for the private interests of narrow circle of individuals. With such real decentralization of power through decentralization of money that we here offer, by taking control of monetary system that we use, we can change everything in the absolute meaning of that word. As Nikola Tesla could have said: return of control over our lives = return of control over the creation and distribution of money.

All our problems today are directly related to monetary system designed so that those who generate money can subtract the production capacities from other people and enjoy the fruits of their labor. The monetary system is the one that affects our daily lives more than the executive, judicial and legislative decisions together. The money has been privatized in the absolute extent and is beyond the control of our "democratic" system. The trick exists, but so far we have not been able to see it. Money is first created from nothing, and then disappears into nothing. Private central banks for their own interests are creating money, countries on their own damage are creating debt bonds, modern education is creating the doctrine that the debt is the wealth instead of poverty, and mass media are convincing that the war is peace.

It is not necessary to be a rocket engineer to realize that the constant expansion and economic growth, the key requirements of the financial system based on issuing money as debt with associated interests, are impossible. After the first occasional, and then more frequent financial fires on the markets, finally limits are reached and the system is collapsing by itself, actually we are just in that stage and that is why this is the right time for right decisions.

We People, debtors, have realized that the economic model based on usury is permanent cause of diseases from which we suffer, wars, violence, poverty, shortages, crises, disasters and discontents. With today's technology, knowledge and experiences from the past, we can align social, environmental and economic priorities with sustainable development. Ownership of financial system for the community is of the key importance to achieve any kind of lasting prosperity, money not backed by precious metals is something that we can give ourselves without any intermediaries in the form of alternative currency. Unlike conventional system in which for banks is much more important that clients have confidence in them, rather then banks in clients, with alternative currency crom the most important factor is that people have confidence in themselves alone because they are the ones who are behind the money. The free market will respond to the question of which currency in circulation people have more benefits. In fact people are still smart enough to be able to make decisions for themselves.

If community of people have a need and develop an idea for which achievement dispose with material and labor, why should it be required to receive the blessing of financial institutions through which the fruits of work of the whole community for itself turn into debt, and for financial institutions in the wealth? There is something terribly wrong with this system of creation of community wealth. The alternative economic system Crom Alternative Exchange allows revitalization of communities on the path toward a better future through social and economic justice. Our current monetary system is not immutable and we are just working on it trying to gather a wide number of people, to provide the right information as the basis for self-education and the basis for monetary reform.

As as different monetary system under which is a different type of currency in circulation, we strive to realize the idea of creating and promoting a network  of small networks of local economies as an alternative to the current situation in which dominate large multinational corporations. If you read the lines of this text, it is already a great sign and you know that you are welcome, whether you are a fisherman, baker, welder, researcher, banker, economist, restaurateur, IT specialist, engineer, comedian or something else. This alternative economic model is a good choice for any community, a healthy local economies are the pillar of healthy global economy. Voluntary exchange through the alternative currency crom should be extended on the whole social chain, from manufacturers to customers, include small and large traders, manufacturers of basic necessities, workers, fathers, mothers and grandmothers. In the alternative economic model Crom, anyone can pay to any one with one currency, so this way it would become an international payment system. Why is the term international of key importance? Alternative currencies are in the greatest percentage local currencies limited to small areas, parallel with that, the idea works well until the currency is tried to use outside the community in which circulate. Crom Alternative Exchange among other represents a concrete solution in that regard, enabling the creation of large number of small communities whose operations may not be territorially limited. Small independent networks connected within a large network.

Defined goal of this organization as a network is to help all participants in doing the exchanges without political coloring and by providing the right information enable the development of a new collective consciousness based on common sense, future in which the free market decides about values of new ideas.

If somebody do not like banks for example, and until now has been compelled to use their services, from now on, no longer has to do it.
Of course that currently there are some inconveniences that follow this decision, but that does not mean this must take a long period of time, it all depends on the number of participants and quantity of products and services on Crom Market. It is not advisable to offer on first attempt to sell the latest model of Mercedes, but to create a market which is the basic condition of existence of this system would be good and recommended that each participant offer for the first time some minimum value, a book, DVD, scooter, 10 kg of potatoes or similar. If the exchange is not done on the spot, for example paying with mobile phone which is also among the options provided, in the first period delivery will be needed to pay in official currency to postal service or to others, but if the system develops someone will surely recognize a good business opportunity to offer his delivery services payable in Crom. These are still trifles in relation to the possible gain of the entire community which instead official currency use the alternative one.

We need to introduce businessmen with the fact of the existence of this system for the economic development of communities based on cooperation instead of competition. As people of good will and good intentions, we have built this electronic platform that is able to affect positively on the economic development and trade.
Certainly, we do not have answers for all questions, but each participant can offer his suggestion or criticism. Any deficiency together we can remove, any mistake correct, any good suggestion test.

An important part of the whole project is that participants are not inside of it only because of their own interests, benefits and profits, they are aware that they are connected in the community from whose progress all have the benefits. Think about it, with the local production and local consumption more money is circulating within local economy. Why would the survival of local community in Albania depend on whether the businessman in China, a man for whom they never heard in their life, would next morning get up on the wrong side of the bed?

What are the answers for important questions for the future of democracy, how to revitalize and support the community, how to distribute wealth and property in the hands of as many people, how to give workers larger control over their workplaces and economic conditions? When producers and consumers coordinate their relations with the available resources in community in which they are owners by themselves of institutions which issue money, and when cities and places start providing high-technology infrastructure in harmony with nature and environment, then we begin to talk about a sustainable economy. When all understand that through community are interconnected and that of the successful cooperation of individuals depends the development of whole community, then we start to talk about developed collective consciousness. Such an approach encourages participation in the project, ownership of wealth in communities is decentralized in a democratic way and the entire system becomes stable. Balance first of all. Solution in the form of issuing own money as a mean of exchange is a process that promises revitalization of the local economy, decreasing unemployment, shorter working hours, restarting local family farms and small agricultural, small shops and small manufacturing. The real power of this project lies in the fact that we are no longer required to first of all get a political-banking money-debt and in that way lose control over every idea from the start. Why would number of participants in the project grow? For the simple reason that for people is something like this more than necessary, if the products and services are ours, it is logical that the money representing them must be ours. In building the Crom system, democracy and efficiency were in the first place, all participants use this alternative currency only on voluntary basis and all have equal access to its acquisition. After meeting these basic requirements, different characters, different appetites and desires in complete freedom of business decide on the amount of wealth which satisfies them, while at the same time everyone is guaranteed basic level of life worthy of man. Compared with this, today's conventional money really looks like a return to the feudal era.

Beauty is not in similarities, beauty is in differences. In front of each community that are in fact the only real producers of wealth, this alternative currency project has opened up endless possibilities of its use. World has many needs, every need represents market and potentially its own solution, alternative monetary system Crom could become the own tool of each community.

As a community that is issuing an alternative currency, we do not change banking but monetary system, each bank is welcome here. We invite all people of good intentions to engage at least experimental in the project and participate in the joint creation of a new future. There is no better time for the decision than the current global financial crisis.

Access: Crom Alternative Exchange Association




Crom - Free Planet Money, A Choice In The Form Of Alternative Currency That Through Internet And Mobile Banking Is Available To Everyone, Anywhere In The World. Crom - Novac Slobodnog Planeta, Izbor U Obliku Alternativne Valute Koji Je Kroz Internet I Mobilno Bankarstvo Dostupan Svakome, Svugdje U Svijetu. Crom - Denaro Dell Pianeta Libero, Una Scelta In Forma Di Moneta Alternativa Che È Attraverso Internet E Mobile Banking A Disposizione Di Tutti, Ovunque Nel Mondo.Publish Your News

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Crom payment system represents a monetary reform, different way to make the money supply equal to the available supply of goods and services, and a new method to finance the economy without usury. In practise, an ideal opportunity not only for global and local business, but also for movements and projects which promote sustainable natural living, food sovereignty and greater auto-sufficiency, production and consumption of renewable green energy, such as Transition Towns and ecovillages. Crom platni sustav predstavlja monetarnu reformu, drugačiji način da se ponuda novca izjednači s dostupom ponudom roba i usluga, te novu metodu za financiranje gospodarstva bez lihvarenja. U praksi, idealna prilika ne samo za globalne i lokalne tvrtke, već i za pokrete i projekte koji promiču održivo prirodno življenje, prehrambenu suverenost i veću samodostatnost, proizvodnju i potrošnju zelene energije, kao što su u Tranzicijski Gradovi i eko sela. Sistema di pagamento Crom rappresenta una riforma monetaria, modo diverso per livellare l'offerta di moneta con l'offerta di beni e servizi disponibili, e un nuovo metodo per finanziare l'economia senza usura. In pratica, l'occasione ideale non solo per le aziende globali e locali, ma anche per i movimenti e progetti che promuovono la vita naturale sostenibile, sovranità alimentare e una maggiore auto-sufficienza, produzione e consumo di energia verde rinnovabile, come le Città in Transizione e ecovillaggi.    News Categories


 Regardless of whether you are the owner of e-shop, small entrepreneurs, worker looking for a housing loan, farmer in financial difficulties or an ordinary consumer who needs to borrow money to buy a new television, Crom Alternative Currency System offers monetary sovereignty and the possibility of life with more democracy and less police, military and lawyers, less taxes and more tourist travels with vehicles that do not pollute the environment, less stress and more free time and going to the restaurant more often... Bez obzira na to jesi li vlasnik elektronske trgovine, mali poduzetnik, radnik u potrazi za stambenim kreditom, farmer u financijskim problemima ili obični potrošač koji treba posuditi novac za kupnju nove televizije, Sustav Alternativne Valute Crom nudi monetarnu suverenost i pruža mogućnost života s više demokracije i manje policije, vojske i advokata, manje poreza i više turističkih putovanja vozilima koja ne zagađuju okoliš, manje stresa i više slobodnog vremena i odlaska u restorane... Non importa se sei il proprietario di un negozio online, piccolo imprenditore, lavoratore in cerca di mutuo per l'acquisto della prima casa, l'agricoltore in difficoltà finanziarie o consumatore che ha bisogno di un prestito di denaro per comprare una televisione nuova, Sistema Di Moneta Alternativa Crom offre la sovranità monetaria e una possibilità di vita con più democrazia e meno polizia, militari e avvocati, meno tasse e più viaggi turistici con veicoli che non inquinano l'ambiente, meno stress e più tempo libero e uscite al ristorante...    Login

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 Tired of financial crisis, public and private debt, high interest rates, increasing inflation, declining purchasing power and excuses? It's a time for a change... something new and completely different... independent monetary and financial system, marketplace and social network - all in one... Umoran od financijskih kriza, javnog i privatnog duga, visokih kamata, porasta inflacije, pada kupovne moći i političkih izvinjenja? Vrijeme je za promjene... nešto novo i sasvim drugačije... neovisni monetarno financijski sustav, tržnica i društvena mreža - sve u jednom... Stanco delle crisi finanziarie, debito pubblico e privato, alti tassi di interesse, inflazione crescente, declino del potere di acquisto e scuse politiche? È ora di cambiare... qualcosa di nuovo e completamente diverso... sistema monetario e finanziario indipendente, mercato e rete sociale - tutto in uno...     Who Is Online?

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